Banking
Go beyond the branch with free checking and savings, cards, and cash management, all inside the system that runs your books.
or book a free review with our team
Operating
$84,203.11
+ $12,480 today
Yield account
$180,000.00
4.10% APY
Cards
$6,412.55
12 active cards
Stripe payout
Revenue · auto-coded
Payroll funding
Scheduled transfer
Vendor payment · Acme Co
ACH · Net 30
Wire · new equipment
Posted to 1520 · Equipment
EVERYTHING INCLUDED
No monthly fees, no minimums, no overdraft fees.
Physical and virtual cards with limits and merchant controls built in.
Send ACH, domestic wires, and checks without per-payment fees.
No hidden fees and no monthly charges, across our accounts.
One-time, scheduled, and recurring payments on every rail.
User-level permissions and approval rules for every dollar that leaves.
Bank at your speed
Application submitted
10 min, fully online
Account & routing number
First virtual card
First transfer
Auto-pilot
Keep checking at $50k, sweep the rest
Payroll drawdown
Biweekly · Fridays
Vendor payments over $10k
Rules running
Spend control
Employee role
Cards and own expenses only
Bookkeeper role
View-only books access
Approvals over $10,000
Out-of-policy attempts
Better Financial Tools
ACH · Acme Co
Check · landlord
Pay vendors and contractors on every rail, with approvals and 1099s built in.
ExploreAvery Chen
Team card
···· 4821
Team cards that scale with your balance, no personal guarantee.
ExploreBilled to
Beacon Labs
Invoices, reminders, and payments in, matched automatically.
ExploreClient dinner
Flight to Austin
Reimbursements and receipts with policy enforced up front.
ExploreAccounts reconciled
Close status
The ledger every transaction posts to, closed in days instead of weeks.
ExploreCash flow
A live picture of your money, and an AI that answers questions about it.
ExploreOpening the account took one sitting, and the first thing I noticed was what wasn't there: no fee schedule to decode, no separate accounting export to babysit.
Maya R.
Founder, design studio
Build at your best with banking that transforms how you operate.