Banking

Great Banking for
Great Businesses

Go beyond the branch with free checking and savings, cards, and cash management, all inside the system that runs your books.

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or book a free review with our team

Operating

$84,203.11

+ $12,480 today

Yield account

$180,000.00

4.10% APY

Cards

$6,412.55

12 active cards

Recent activity

Stripe payout

Revenue · auto-coded

+$12,480.00Auto-coded

Payroll funding

Scheduled transfer

-$42,300.00Reconciled

Vendor payment · Acme Co

ACH · Net 30

-$4,500.00Reconciled

Wire · new equipment

Posted to 1520 · Equipment

-$18,750.00Auto-coded

EVERYTHING INCLUDED

Everything You Need for Smooth Banking

Free checking & savings

No monthly fees, no minimums, no overdraft fees.

Team cards

Physical and virtual cards with limits and merchant controls built in.

Free ACH & wires

Send ACH, domestic wires, and checks without per-payment fees.

Transparent pricing

No hidden fees and no monthly charges, across our accounts.

Scheduled payments

One-time, scheduled, and recurring payments on every rail.

Custom approvals

User-level permissions and approval rules for every dollar that leaves.

Bank at your speed

Open Today, Spend Today

  • Apply online in about ten minutes, no branch visit
  • Start spending immediately with virtual cards
  • Finish any banking task in a few clicks
  • Run it all from your phone with the mobile app
Book a free review
Getting started

Application submitted

10 min, fully online

DoneReconciled

Account & routing number

ReadyReconciled

First virtual card

IssuedReconciled

First transfer

$25,000.00Auto-coded

Auto-pilot

Set Your Finances on Auto-Pilot

  • Auto-transfer rules move money between accounts on your triggers
  • Payroll funds itself on schedule with automatic drawdowns
  • Idle cash sweeps into yield-bearing sub-accounts
  • Every automated move posts straight to your ledger
Automation rules

Keep checking at $50k, sweep the rest

ActiveAuto-coded

Payroll drawdown

Biweekly · Fridays

ScheduledAuto-coded

Vendor payments over $10k

2 approvers

Rules running

7Reconciled

Spend control

Control Spend Effortlessly with Advanced Rules

  • User-level permissions so employees and bookkeepers see only what they need
  • Approval rules for large purchases, with separation of duties
  • Flexible card limits and merchant locks for team spend
Permissions

Employee role

Cards and own expenses only

14 users

Bookkeeper role

View-only books access

2 users

Approvals over $10,000

CFO + founderReconciled

Out-of-policy attempts

0 this monthReconciled

Transparent Pricing

  • Free business checking and savings
  • Zero monthly fees or overdraft fees
  • Free ACH transfers and domestic wires
  • Unlimited virtual cards at no cost
  • Yield sweeps with no lockups
  • Books, reports, and statements included
Opening the account took one sitting, and the first thing I noticed was what wasn't there: no fee schedule to decode, no separate accounting export to babysit.

Maya R.

Founder, design studio

1 / 3

Frequently Asked Questions

Open Your Account in Minutes

Build at your best with banking that transforms how you operate.

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