Go beyond the branch with free checking and savings, cards, and cash management, all inside the system that runs your books.
or book a free review with our team
Operating
$84,203.11
+ $12,480 today
Yield account
$180,000.00
4.10% APY
Cards
$6,412.55
12 active cards
Stripe payout
Revenue · auto-coded
Payroll funding
Scheduled transfer
Vendor payment · Acme Co
ACH · Net 30
Wire · new equipment
Posted to 1520 · Equipment
No monthly fees, no minimums, no overdraft fees. FDIC-insured through partner banks.
Physical and virtual cards with limits and merchant controls built in.
Send ACH, domestic wires, and checks without per-payment fees.
No hidden fees and no monthly charges, across our accounts.
One-time, scheduled, and recurring payments on every rail.
User-level permissions and approval rules for every dollar that leaves.
Bank at your speed
Application submitted
10 min, fully online
Account & routing number
First virtual card
First transfer
Auto-pilot
Keep checking at $50k, sweep the rest
Payroll drawdown
Biweekly · Fridays
Vendor payments over $10k
Rules running
Spend control
Employee role
Cards and own expenses only
Bookkeeper role
View-only books access
Approvals over $10,000
Out-of-policy attempts
Deposits are held at FDIC-insured partner banks, transfers are monitored for fraud in real time, and every dollar moved leaves an audit trail your accountant can trust.
Deposit protection
Coverage scales with your balances through partner-bank networks.
Set up one-time or recurring ACH and wire transfers to move money in or out of your account, with every transfer posted to your books the moment it clears.
ACH · Northwind
Recurring · rent
1st of the month
Incoming wire · Beacon Labs
ACH · Acme Co
Check · landlord
Pay vendors and contractors on every rail, with approvals and 1099s built in.
ExploreAvery Chen
Team card
···· 4821
Team cards that scale with your balance, no personal guarantee.
ExploreBilled to
Beacon Labs
Invoices, reminders, and payments in, matched automatically.
ExploreClient dinner
Flight to Austin
Reimbursements and receipts with policy enforced up front.
ExploreAccounts reconciled
Close status
The ledger every transaction posts to, closed in days instead of weeks.
ExploreCash flow
A live picture of your money, and an AI that answers questions about it.
ExploreOpening the account took one sitting, and the first thing I noticed was what wasn't there: no fee schedule to decode, no separate accounting export to babysit.
Maya R.
Founder, design studio
Questions
Your company formation documents, your IRS-issued EIN, and a government ID for anyone with operating control or 25% or more ownership. The application is fully online and most accounts are approved the same day.
Deposits are held at FDIC-insured partner banks. Your account details, statements, and audit trail all live in your Amadae dashboard, and every balance reconciles to your books automatically.
There are no monthly fees, no minimum balances, and no overdraft fees on business checking. Banking is included with your Amadae subscription, so you are never paying separately for the account and the books.
No. Amadae is the accounting software. There is no bank feed to connect and nothing to sync, because every transaction posts straight to your general ledger the moment it clears.
Build at your best with banking that transforms how you operate.