Why Our Members Switched
Amadae vs Cookie Finance
Returns never filed
“A WASTE OF MONEY AND TIME. I now owe so much money in penalties because THEY NEVER FILED MY TAXES... it was due in March. It is now July.”
Trustpilot, 1 star, Jul 2026
Months of untouched books
“ZERO bookkeeping has been done for the past 6 months... They didn't even login to my books... Yet, Cookie still collects their monthly fee.”
Trustpilot, 1 star, Jul 2026
Revolving-door staff
“My account began to go through a revolving door of new account managers... Then I would receive a new team that had no clue about my business!”
Trustpilot, 1 star, Jul 2026
The verdict
Both are built for creators. Amadae is built by creators. We know how brand deals, sponsorships, and platform payouts actually work. The real difference is what happens after you pay. With Amadae, you get one accountant who knows you. Text them and they answer the same day. Your books are done every month, on time. Your tax filings come with IRS proof you can check yourself. No silence. No surprises. That is what peace of mind means here.
Creator accounting firm · Updated 2026-08-19
Cookie Finance pricing vs Amadae
Amadae
All plans 100% deductible
$249/mo
S corp plan from $349/mo. Flat, no hourly bills.
Cookie Finance
$400+/mo
Plans start around $400 per month
Cookie Finance pricing is as published on cookiefinance.co as of September 2026. Amadae Accounting is quoted after a free review because scope varies by entity type and volume.
Feature comparison
| Amadae | Cookie Finance | |
|---|---|---|
| Automated bookkeeping on its own ledger | Bookkeeping done by their team in third-party software | |
| Business and personal tax filing | Included with Amadae Accounting | Business and personal returns included |
| Quarterly estimated taxes | Calculated and scheduled for you | Quarterly estimates included |
| S-corp formation and election | Formation and S-corp election included | |
| Business banking and cards | Not offered, you keep your own bank | |
| Invoicing and payments | ||
| Intelligent Assistant (Mozart) | Included in every module | |
| Personal finance and forecasting |
Not sure if Cookie Finance or Amadae fits better? A 30-minute call tells you exactly where you stand.
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Pros and cons
Amadae
Pros
- Built by creators: we know brand deals, sponsorships, and platform payouts firsthand
- Everything in one place: books, banking, invoices, payroll, and taxes
- Mozart, the Intelligent Assistant, is included with every plan
- Members save about $10,000 a year on taxes
- The first call is free, so you see the savings before you pay
Cons
- You get your exact price on a short call, not from a list
- A newer company than an old CPA firm
Cookie Finance
Pros
- They know creator income well
- Month to month, no long contract
- One service for setup, books, and taxes
Cons
- Your bank, invoices, and payments live in other tools
- Payroll goes through Gusto, a separate company
- No help with your personal money
Two firms for creators. One is built by creators.
Most accounting firms picked creators as a market. Amadae was built by creators who needed better books for their own income. Brand deals that pay in 60 days. Sponsorships across three platforms. Affiliate payouts, ad revenue, merch. We did not study that income from the outside. We earn it, so the platform models it natively and the accountants work it every day.
That is the fit that matters when you pick a creator firm. Not the marketing. Whether the people doing your books understand your money because it looks like theirs.
Cookie Finance for creators: what it does well
Cookie Finance built its practice around creators too. The team understands 1099 platform income, brand deal invoicing, merch, and content write-offs. Plans bundle formation, monthly bookkeeping, quarterly estimates, and returns, month to month.
If your only problem is a generalist CPA who does not understand how you make money, that promise is real.
The creator promise only counts if the work gets done
Knowing creator income is table stakes. The reviews above show what happens when a specialist firm grows past its process: returns that never got filed, books untouched for months, a new account manager every quarter who has no clue about your business.
Amadae's answer is structural, not a promise. One named accountant who stays on your account, in a group chat on your phone. Books that close on a published date every month, with a notification when they are done. Filings that come with an IRS acceptance you can verify yourself. And because banking and invoices feed the books automatically, nothing depends on someone remembering to log in.
How to choose
Both firms speak creator. So choose on proof. Ask who your accountant will be and whether they stay. Ask when your books close each month. Ask how you will know your return was actually filed. Amadae's free financial review answers all three before you pay anything.
A WASTE OF MONEY AND TIME. I now owe so much money in penalties because THEY NEVER FILED MY TAXES... it was due in March. It is now July.
Cookie Finance customer
Trustpilot, 1 star, Jul 2026
What you get with Amadae
One flat monthly price. Real accountants who know how creators get paid.
- Automated bookkeeping on its own ledger
- Business and personal tax filing
- Quarterly estimated taxes, calculated and scheduled
- S-corp formation and election
- Business banking and cards, built in
- Intelligent Assistant (Mozart) included in every module
Free 30-minute review. Transparent pricing.
Plans from
$249/mo
If you make $40K - $69K. Flat, no hourly bills.
- Monthly profit and loss reports
- Tax set-aside management
- Expense categorization
- Real-time financial dashboard
- Business bank account connections
- Individual tax return included*
Common questions
Cookie Finance vs Amadae FAQ
How is Amadae different from other creator accounting firms?+
Most firms picked creators as a niche. Amadae was built by creators who wanted better books for their own income, so the platform models multi-stream creator income natively. The work is also visible: books close on a published date, filings come with IRS confirmation, and your accountant does not rotate off your account.
Is Amadae or Cookie Finance cheaper for a creator?+
Cookie Finance starts around $400 per month. Amadae's LLC plan starts at $249 per month and the S corp plan at $349 per month, and every engagement starts with a free financial review, so you can compare quotes on your actual situation rather than list prices.
Do both handle S-corp election and payroll?+
Yes. Cookie Finance forms the S-corp and runs payroll through Gusto. Amadae handles formation, the S-corp election, payroll, and the reasonable-salary math inside its own platform.
Can Amadae replace my creator CPA entirely?+
For most creators, yes. Amadae prepares and files business and personal returns, runs quarterly estimates, and provides quarterly strategy. Complex multi-entity or audit-defense situations may still warrant a specialist engagement.
Can I switch from Cookie Finance to Amadae mid-year?+
Yes. Amadae onboards mid-year books during the free review, reconciles the year to date, and takes over quarterly estimates from the next payment date.
See how Amadae compares to Cookie
Free 30-minute review. We tell you exactly what you would save.