Blog

Tax, accounting and cash-flow guidance for creators, coaches, consultants, agents and online business owners.

“Tax Strategy”
Tax Strategy•6 min read

Etsy Taxes Cost Her $9,400. She Never Should Have Owed It.

Etsy taxes caught a six-figure seller off guard until a books review found she'd overpaid $9,400. Here's exactly where the money leaked, and how to check your own before the next 1099-K.

Aug 27, 2026

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“Tax Strategy”
Tax Strategy•6 min read

I Reviewed 40 Pro Athletes' Business Taxes. One Signing Bonus Mistake Cost $127,500.

Business taxes hit pro athletes differently than employees: jock tax filings, bonus withholding gaps, unaudited agent fees. Here's the $127,500 mistake we found. 7 min read.

Aug 27, 2026

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“Tax Strategy”
Tax Strategy•6 min read

I Reviewed 40 Etsy Sellers' Tax Returns. Their Etsy Taxes Cost Them $6,200 Each.

I audited 40 Etsy shops this July. Their etsy taxes were off by $6,200 on average, and it wasn't the IRS's fault. 9 min read.

Aug 27, 2026

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“Tax Strategy”
Tax Strategy•6 min read

She Spent Her Q3 Tax Money On A Cabo Trip. Business Taxes Sent The Bill Three Weeks Later: $11,400.

A UGC creator booked a last-minute Cabo trip with the cash she'd set aside for business taxes. Three weeks later, the real bill landed. Here's what her books actually said.

Aug 27, 2026

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“Creator Economy”
Creator Economy•6 min read

I Audited One Creator's Summer Content Trip. She Missed $9,400 in Self Employed Tax Deductible Expenses.

Most creators guess at self employed tax deductible expenses instead of tracking them. Here's the $9,400 miss one UGC creator almost repeated, and the system that catches it before tax season.

Aug 27, 2026

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“Tax Strategy”
Tax Strategy•6 min read

7 Things Nobody Tells You About Taxes With Etsy (Until The 1099-K Shows Up)

Taxes with Etsy get messy fast once your shop crosses the 1099-K threshold. Here are 7 things 40+ sellers wish they knew first. (8-minute read)

Aug 27, 2026

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“Tax Strategy”
Tax Strategy•6 min read

Her Income Tax Service Filed Everything Right. It Still Cost Her a $180,000 Mortgage.

Most income tax service providers just file your return and move on. See why that gap stalled one consultant's mortgage for 11 days, and cost her $11,400 a year in missed savings.

Aug 27, 2026

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“Tax Strategy”
Tax Strategy•6 min read

7 Things Nobody Tells You About Etsy and Taxes Until the IRS Sends a Letter

Etsy and taxes look simple until your shop crosses $5,000 and the 1099-K shows up. Here are 7 things sellers wish they knew sooner. (7 min read)

Aug 26, 2026

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“Tax Strategy”
Tax Strategy•6 min read

I Did a Client Review of a $212K Launch. Taxes Ate $34,000

A client review of one coach's $212K launch week found $34,000 in tax she had never set aside. Here is how the reconciliation worked and what changed.

Aug 26, 2026

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“Financial Operations”
Financial Operations•7 min read

Does Monarch Money Have an API? I Gave It 90 Days

There is no public Monarch Money API, and a bank-feed sync can't read client remittances anyway. Here is what consultants use instead, in about 7 minutes.

Aug 26, 2026

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“Accounting”
Accounting•6 min read

I Manually Reconciled One Freelancer's Books. Self Employed Bookkeeping Software Would've Saved Her $6,300

A real 11-hour bank reconciliation exposed why self employed bookkeeping software beats spreadsheets: one freelance designer had quietly duplicated $6,300 in deductions without knowing it.

Aug 26, 2026

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“Accounting”
Accounting•6 min read

This Agent Lost $14,300 to a Clawback Before Her Accounting Services for Small Business Caught It

Most accounting services for small business are built for retailers and restaurants, not real estate agents living on commission checks. Here's what one agent's $14,300 clawback proved.

Aug 26, 2026

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